Dough.cc proposal builder

Statement → print-ready proposal

📖 Agent guide — build one in 60 seconds
  1. Pick the proposal type. Not sure? Leave Good/Better/Best — it shows a safe option, a transparent option, and the zero-cost close.
  2. Merchant & owner — business name, owner's name, who they process with now. This addresses the proposal.
  3. Your info — set it once; it sticks even when you start a new proposal. It prints top-right and on the call button.
  4. Statement figures — drag & drop one or several months of statements (PDFs, scans, or photos — Claude Opus reads and averages them), or key the three numbers. Hover any ? for where to find them.
  5. VERIFY before sending — check the filled figures against the statements, tick "I verified" (Confirm & teach does it for you). Print warns if you skip it.
  6. Check the chips next to Print — Agent, Owner, Figures, Verified, and Fit all ✓ means it's ready to send.
Which program when?
Good/Better/BestDefault. Lets the owner choose; Best is the zero-cost close.
Simple RateOwners who hate surprises; flat-rate refugees (Square, AR Pay).
Interchange Cost Plus$50K+/mo, B2B, bigger tickets, transparency shoppers.
Rate Saver#1 complaint is the fee line; OK passing 3% to cardholders. Check state rules.
Dual PricingCash-friendly businesses; posted cash/card prices; $0 processing.
Cash DiscountSame zero-cost outcome, framed as a discount for cash.
Hover any line on the proposal preview to see the exact math behind it.
⛔ Low ticketsAvg ticket under $15.00 with no per-transaction fee needs management approval — the builder flags it in red automatically.
1 Proposal type
2 Merchant & owner ?
3 Agent — prepared by ?
4 Statement basis & volume ?
PDF, scan, or photo · multiple months OK · junk-fee audit included?
Pull these three figures straight off the statement — "$" and commas are fine.
5 Card mix assumptions
Bundled / flat-rate statements don't show interchange — these assumptions drive the cost model and are disclosed in the fine print. Confirm before sending.
Higher CNP → higher modeled cost. The card-present strategy (Tap to Pay / reader) is what lowers this.
6 Dough pricing
Defaults are Dough's published rates (dough.cc) and the printed markup bands. Pick a suggestion or key a custom figure.
Simple Rate
Interchange Cost Plus
Rate Saver (Surcharge)
Dual Pricing & Cash Discount
▸ Modeled interchange (advanced)
Bucket
Rate %
Per-item $
Estimates for the Interchange Cost Plus model. Tune to match the card-brand tables you work from; every value is disclosed in the fine print.